IF YOU ARE LOOKING FOR LAND THAT YOU CAN BUILD YOUR OWN HOME ON AN ACRE OF LAND OR MORE, I HAVE IT FOR YOU. THIS SELLER BOUGHT THIS LAND AT THE RIGHT TIME AND NOW IT IS YOUR TURN TO BUY IT AT YOUR RIGHT TIME. PLANS WERE TO BUILD A MAIN HOUSE IN THE FRONT AND THE OWNER'S FAMILY EACH WOULD BUILD THEIR OWN HOME ON AN ACRE AND THEY WOULD SELL THE OTHER ACRES FOR OTHER FAMILY MEMBERS WHO MAY HAVE HAD THE SAME IDEA OF WANTING TO BE TOGETHER TOO.THERE IS A WELL ON THE PROPERTY NOW AND YOUR INSPECTIONS CAN VERIFY THIS. THERE IS A VACANT RESIDENTIALLAND LOAN AVAILABLE ON A 15-YEAR TERM WITH A FIXED RATE FOR THE FIRST 5 YEARS WITHOUT BUYING POINTS, AND IS ADJUSABLE EVERY 6 MONTHS AFTER UNTIL PAID OFF OR RE-FINANCED TO A CONSTRUCTION-TO -PERM LOAN WITHIN THE FIRST 5 YEARS. NO PRE-PAYMENT PENALTY. A 25% DOWN PAYMENT, PLUS CLOSING COSTS, AND RESERVE REQUIREMENTS. THE TOTAL PAYMENT WILL INCLUDE ESCROW FOR PROPERTY TAXES. MINIMUM MIDDLE CREDIT SCORE IS 700 TO QUALIFY AND THE DEBT-TO-INCOME LIMIT IS 43% INCLUDING THE LAND LOAN PAYMENT ITSELF, CURRENT HOUSING EXPENSE, AND OTHER OBLIGATIONS. ALTHOUGH THE INFORMATION GIVEN IS EXPECTED TO BE ACCURATE IT IS NOT WARRANTED.